Baanx — Integrating Digital Assets into Financial Services

Baanx is a London‑based fintech founded in 2018, specializing in integrating digital assets into financial services. The company provides solutions for self‑custody transactions, enabling users to buy, spend, and borrow against their crypto assets. Its offerings include crypto‑fiat payments, multi‑chain transfers, swaps, tokenized IBAN accounts, and lending solutions.
In November 2025, Baanx merged with Monavate to form W3C, a new entity focused on replacing traditional banking with OpenFi technology. This merger represents a significant milestone in the evolution of crypto payments and financial infrastructure.

Baanx — Digital Asset Integration
- Founded: 2018
- Headquarters: 96 Kensington High Street, London, UK
- Sector: Fintech, Crypto Payments, Digital Assets
- Core Services: Self‑custody transactions, crypto‑fiat payments, multi‑chain transfers, swaps, lending
- Merger: November 2025 with Monavate → created W3C
- Partners: MetaMask, Ledger, Exodus
Investment & Funding Data
- Date: November 24, 2025
- Round: Merger
- Entity Formed: W3C (Replacing Banking with Technology)
- Valuation: Not disclosed at merger
- Revenue: Market leader in crypto payments (exact figures undisclosed)
- Funding History: Prior rounds supported by fintech investors and strategic partners
Products & Vision
- Non‑Custodial Debit Card: Spend directly from self‑custody wallets
- Custodial Debit Card: Secure crypto‑fiat payments bridging digital assets and real‑world transactions
- Bridging: Multi‑chain asset transfers with frictionless movement
- IBAN Accounts: Tokenized IBANs enabling seamless account‑to‑wallet transfers
- Lending Solutions: Borrow against digital assets securely
- Swaps: Seamless conversions across Bitcoin, Ethereum, stablecoins
- Vision: Replace traditional banking with OpenFi infrastructure
Current BXX Token Price
- Live Price: ~$0.0217 USD
- Market Cap: ~$4.2M
- 24h Volume: ~$28K
- Circulating Supply: ~191M BXX
- Total Supply: ~249M BXX
- All‑Time High: $0.2113 (‑89.7% from ATH)
Short‑Term Price Prediction (2025–2026)
- 5‑Day Forecast: ~$0.0208
- 1‑Month Forecast: ~$0.0211 (+3.45%)
- 3‑Month Forecast: ~$0.0253
- Sentiment: Bearish (Fear & Greed Index: 10 — Extreme Fear)
- Volatility: ~13.8% (High)
Summary
Baanx is a fintech innovator integrating digital assets into mainstream financial services. Founded in 2018, it became a market leader in crypto payments, partnering with MetaMask, Ledger, and Exodus. In November 2025, Baanx merged with Monavate to form W3C, a new entity focused on OpenFi technology. While exact valuation and revenue figures remain undisclosed, the merger signals a major step in bridging traditional banking and decentralized finance.
Quick Summary
– Baanx merged with Monavate in Nov 2025 → W3C.
– Market leader in crypto payments, OpenFi vision.
Questions & Answers
Q: What is Baanx?
A: A fintech company integrating digital assets into financial services, founded in 2018 in London.
Q: What happened in November 2025?
A: Baanx merged with Monavate to form W3C, focused on OpenFi.
Q: What services does Baanx provide?
A: Self‑custody transactions, crypto‑fiat payments, multi‑chain transfers, swaps, lending, and tokenized IBANs.
Q: Who are Baanx’s partners?
A: MetaMask, Ledger, Exodus.
Q: What is its funding status?
A: Merger completed in Nov 2025; valuation undisclosed, but positioned as a market leader in crypto payments.
